Homeowners Insurance

Understanding Surplus Lines Insurance Policies

By Ruth Stroup Surplus Lines: Purchased through a broker Require Inspections Multi-lines discounts not available Rates can change at renewal time People get nervous when I tell them they will need insurance from a Surplus Lines company. In practice, the policy is similar to any other policy. There’s coverage for your home and personal property, [...]

How to insure a “hard to insure” property

By Ruth Stroup Carrier Options are the key: Preferred Carriers Specialty Carriers Surplus Lines Carriers California FAIR Plan Whether you’re shopping for a new home, or facing a notice of non-renewal, you may find yourself in a situation where it’s difficult to get a new insurance policy. Common situations that require a special approach to [...]

Why is it so difficult to get Homeowners Insurance in the Oakland/Berkeley Hills?

By Ruth Stroup Contributing Factors: More extreme weather events Increased claims due to deferred maintenance Building costs skyrocketing Have you or your neighbors found yourself scrambling to find new insurance? For the past year, we’ve heard from many folks in the hills that they were having problems with their insurance. What in the past was [...]

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Address:

Ruth Stroup Insurance Agency
3560 Grand Ave
Oakland, CA 94610
License #:0F00956

Phone:

Office: (510) 874-5700
Fax: (510) 588-4440

Hours:

Mon-Fri:9:00 AM6:00 PM
Sat:10:00 AM3:00 PM
Sun:Closed

Evening and Weekend appointments available

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